Helps counter any misfortunes which are emergency in nature as a member.


  • Loan is repayable within 12-months.
  • Available to members with emergency issues.
  • Its usually an instant loan.
  • Attractive interest rate . 7.7% p.a


a) Fully paid up member

b) Maintain account for at least 3-6 months

c) Get loan up to 5times the value of your deposits

d) Loan security,own deposits,guarantors ,title deed ,logbook or debentures.